The federal disaster declaration for Texas means federal disaster loans at low-interest rates.

The Small Business Administration is coming forward with virtual recovery centers for those impacted.

The virtual recovery centers by the SBA will give business owners, homeowners, renters, and non-profits a chance to get some funds so that they can build their houses or businesses after the devastation of the winter storm.

The Downtown Dallas office building where Waylon Tate operates a PR agency was heavily damaged by burst piped. He said, "Not only was it pouring water out of the ceiling. It was a hot water pipe that burst, so it was steaming."

The reason was the freezing temperatures brought on by the winter storm.

The third-floor office of Tate was not damaged, but other small business owners weren't so lucky.

The damage at Mama Mia Pizza in Deep Ellum is compounded because the small family business, like so many, had no insurance. Now, the family trying to fix what nature destroyed. Anselmo Manzanares with the restaurant said, "It’s gonna take a major loss for us."

"It’s gonna hurt us bad because we don’t know how long we're gonna be closed down."

Dallas County Judge Clay Jenkins is asking people to apply for help after first going through any private insurance.